Sunday, March 21, 2010

A Message for Those Who Have Lost Their Homes

Over the past couple of years, thousands of homeowners have been subjected to foreclosure proceedings or are being forced to sell their homes through the "Short sale" process in order to get out from under crushing debt.

It's become so common that it no longer carries the stigma that it once did, but that doesn't keep the emotional pain away when you're the one it happens to.

We all know intellectually that all these foreclosures are the result of forces we could not control. And while blame and finger-pointing is rampant, we know that it was a combination of events that led to the housing crisis and the employment crisis.

The promise of a refinance or a home sale before adjustable rate mortgages reset went away when home prices fell. Hard-working, loyal employees have lost their jobs through no fault of their own. New jobs are scarce because companies are afraid to hire in this unpredictable economic climate.

If you've lost your home, it's probably not your fault. But that doesn't halt your feelings.

The emotions that follow can range from guilt (I should have known better than to buy this house / agree to this loan) to anger (I didn't deserve to be laid off) to fear (what will happen to me and my family) to depression and loss of hope (there's no way out, I'm doomed)to embarrassment (what do my friends/family think of me now).

Those very understandable emotions, left to rage uncontrolled, can become debilitating. They can prevent you from being able to pick up the pieces and get on with life. They can even destroy relationships with friends and family.

And that can do much greater damage than this temporary setback.

Bach Flower Remedies can get your emotions back in balance, so you can make good decisions about your future; find new employment if that's what you need; and maintain the relationships that can be your support system during this troubling time.

Each person reacts to this situation in his or her own way, so there is no one Bach Flower Essence to recommend. Instead, go to the FeelBach! questionnaire to create a blend designed to treat the emotions that you're feeling. If you'd rather choose and create your own blend, visit www.bachflower.org and read about the 38 Bach Flower Essences. Then choose up to 6 essences to treat your specific emotions.

Either way, the sooner you start, the sooner you'll be back in control of your life, and not held back by emotional imbalance. Then you can regroup and move with confidence into a better future.

Hang in there! It WILL get better!

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